Dying is only for old people right? Wrong! No one likes to think about end of life planning. Yes, it is morbid and unsettling. Yet, unanticipated health events or tragedies can happen at any age and at any time. Having your affairs in order simplifies the process for your loved ones in the midst of their shock and grief. Considering the current devastation of fires and floods, knowing that someone has our back and access to our backup information is reassuring even if it is the Cloud.
But where do you start?
Smead Life Documents Organizer Kit
1. Having a will or trust and healthcare directive in place is crucial. Talk to your attorney to flush out your particular estate needs. There are also websites that offer templates for creating your own if an estate attorney is not within your budget. Regardless of which route you take, be sure to have documents notarized.
2. Storing your documents in a fire-proof safe and passing along all your key information including where to locate vital documents to someone you trust will reduce the stress associated with managing your healthcare, wishes, assets and liabilities.
3. To determine what information to gather, write/gamer Erik Dewey who has written a series of estate and end of life planning articles for The New York Times and other publications, offers a free online Big Book of Everything pdf or Excel spreadsheet to start the process. This virtual binder provides forms to enable step by step amassing of all the information your designated estate administrator needs to know. Worksheets are also included for keeping track of important documents such as resumes, work history, school, and health history during your lifetime. Note, this binder is a big undertaking and some of you might find it too overwhelming. Please take it step by step, maybe a page per day. Start with the most critical information first such as your bank and investment accounts. Then move along to medical directives or final arrangements. Click here to download the Big Book of Everything.
Another option is the Life Documents Organizer Kit by Smead which retails for $39.95 as a poly file or $29.95 as a drawer kit system to keep all of your documents in one place. Click here to view the Life Documents Organizer Kit.
Smead also offers an All-in-One Emergency Planning Organizer and a Healthcare & Wellness Organizer.
Remember it is never too soon to organize the most essential information in your life.
How often have you been engaged in a household project and had a "near miss" and thought "wow, that was lucky"? Or maybe you injured yourself swearing that next time you will be more careful?
About a week ago, I was so honored that one of my dear friends told me that I inspired her to organize her garage. I know that this was on her to do list for many months. She was awaiting nice weather since she planned to unload most of the contents onto her driveway and front yard to fully assess what she has and what she still needs.
Fast forward to a few days into her project, a hanging bike fell on her head. Now she is nursing a concussion and a week long headache.
If heavy objects are hung, please ensure that they are secure and use caution when taking them down.
Store hazardous materials in their original packaging or if repackaged be certain that the packaging is well-marked (draw skulls and crossbones if necessary) and its composition is appropriate for the contents. Follow manufacturer's use and disposal directions.
Place sharp objects inside heavy-duty sleeves or wrap. Be vigilant regarding the things you grab especially if you are removing items from dark cupboards recesses.
Finally, ask for assistance from a friend, neighbor, or handy person if you need an extra hand.
It is unlikely that my friend would have considered wearing a helmet while working, although she is now wishing she had. She also regrets not asking someone to assist her with retrieving the bike. She is very lucky that she was able to phone for help as she was alone and that her injuries were not more severe.
Like any household project, there are inherent risks in just about anything we do. In situations with heavy, sharp, or hazardous materials wear solid shoes, protective clothing, eye and head gear, gloves, and/or a respiratory mask if necessary.
Bottom line, be mindful and please proceed with caution with any project no matter how small even cooking and cleaning. You will thank yourself in the end.
Take a Walk
This might sound like a strange practical tip of the week, but there are several logical reasons behind it.
While the weather is glorious, particularly in the early mornings here in Portland, it is the perfect time to exercise, meditate, and enjoy the remarkable Pacific Northwest scenery.
A lengthy walk with a brisk stride will help you to:
Strengthen and tone your body
Maintain your weight
Potentially prevent a variety of cardio-vascular medical conditions, dementia, diabetes and even erectile dysfunction according to Harvard Medical School*
Improve balance and coordination
Allow you time to reflect
Regulate your mood and release mental baggage
Boost Vitamin D
Increase circulation and oxygen intake to boost energy levels
How does any of this apply to organizing your space? Your physical and mental fitness play a role in how you maintain your personal surroundings. Face it, if you are feeling unwell, unmotivated, angry, listless, etc., you are unlikely to have the physical or emotional capacity to care about or care for your home.
Walking requires no special sports equipment except a good pair of walking shoes and perhaps a hat, sunglasses, sunscreen, and a phone in case of emergency so it is an economic way to exercise. Warm up before you pick up the pace and cool down at the end. Remember to always be aware of your surroundings. Take along a friend if you feel uncomfortable heading out alone. In fact, a buddy system is a great way to sustain accountability.
So set aside at least 30 minutes in your day as a gift to yourself. Enjoy the magnificent beauty of this city, inhale deep cleansing breaths, and walk your way to optimal physical and mental health. Then return ready to tackle the rest of your daily regimen including maintaining your home.
A Time Out for Gratitude
Take some time every day to be thankful rather than saving it up for one day a year. Find a few minutes to be alone. Inhale deeply from your toes to the top of your head and slowly breathe out as you contemplate all of the blessings in your life. Feel the tingling begin and enjoy this brief relaxation. Great for your mind and your body.
Dry, chapped hands during the winter? Add a few drops of a light oil such as Apricot Kernel, Jojoba, Almond, etc. to your hand and body soaps for additional moisture without having to remember to reapply lotion each time your wash.
After a power outage this morning, my garage door refused to work once the power was restored. Fortunately I stumbled upon a solution by engaging a small piece of metal back into its proper location in the manual pull. Yay, I saved myself a few hundred dollars for a service call and appointment downtime.
What does this have to do with coconut oil? After I patted myself on the back (fortunately figuratively), I noticed my hands were coated in grease. Soap and water were fairly useless in getting them clean.
Enter the coconut oil which I rubbed onto my hands then wiped them with an old rag. Voila, this eliminated the grease except under my nails. I inserted some underneath, and a good bit of the grease is now gone. When I have time, I will take another stab at thoroughly cleaning my nails. At least my hands are clean and moisturized.
I use coconut oil regularly, and I find it difficult to get the last bits out of the jars. Since the oil is pricey, I like to use every drop. So, I keep the nearly empty bottle near my kitchen sink for easy access when my hands need moisturizing. I wiggle my hand inside the jar coating it to get just enough to rub on both hands. Once the jar is fully clean, it gets recycled.
There are lots of websites that tout the many wonders of coconut oil such as The Ultimate Guide to Scientifically-Backed Coconut Oil Uses and 50 Ways to Use Coconut Oil. Please consult your health practitioner before engaging in any new health regimens.
Put One Foot in Front of the Other
A few months back, I wrote a blog about Baby Steps. In fact it may have been The Practical Sort's first blog. Every once in a while, we need to be reminded that baby steps can often lead to great strides. When we were toddlers taking our first steps without any inhibitions or fears, we slowly learned to put one foot in front of the other. Without realizing the enormity of our accomplishment, we ambled along discovering our world and overcoming challenges that a few weeks or even days before were unthinkable hurdles. As adults, we still have mountains to climb, obstacles to clear and so much yet to learn. I am frequently guilty of wanting to learn everything at once and finish tasks immediately setting myself up for frustration. I see it in my clients all the time. So, baby steps got us to where we are today and they will get us where we need to go tomorrow. BABY STEPS!
Some of you may recall this tip from last year. I think it is worth repeating for the parents who are sending their children to college for the first time or who may have missed this post previously.
Be sure to have your son or daughter sign a HIPAA release form. HIPAA stands for the Health Insurance Portability and Accountability Act of 1996 (HIPAA). This gives you rights over your health information, including the right to get a copy of your information, make sure it is correct, and know who has seen it. You may have signed HIPAA documents at your own practitioners' offices.
If your child is 18 or older and becomes sick or injured while away, you will want to be able to obtain information about their condition, assist with insurance claims, etc.
When they arrive on campus, it is advisable that they give a copy to the school's health clinic to keep on file. Keep a copy for your own records so that you can scan or fax if necessary.
Click here for a link to a sample form. Your child's campus might have their own release of authorization form to be completed, so check with campus health services. They will likely need a copy of your child's ID to prove their identity.
Do this for your own peace of mind.
Oregon's new driving law took effect today as part of House bill 2597. It is designed to close loopholes in the earlier distracted driver bill that did not specify prohibiting the use of phones or any electronic devices for entertainment or programming navigation apps while driving. This new law prohibits the use of any functions that require holding or touching the phone. Activating or deactivating a function that requires a single swipe appears to be permissible as well as mounted electronic devices.
As long as both hands are on the wheel, music and apps are allowed.
Be aware that using the phone at red lights, stop signs, or in traffic is a no-no. You are advised to pull over to a safe location before using your phone for any reason.
An exception is 911 Emergency calls for reporting emergency situations if there is no one else in the car capable of placing the call. Emergency responders are also allowed cell phone use when reacting to an emergency call even if they are in their personal vehicles.
This new law imposes larger fines and 6 months jail time for a third violation within a 10 year period.
Judges will have the option of waiving a first offense violation beginning in January; however, the offense will remain on your driving record.
So folks, play it safe. Put the phones and other electronic devices away until you reach your destination or a safe area.