Last week I was at a meeting where one of my colleagues mentioned that she would share with the group some helpful hints via email. Like clockwork, the next morning there was an email from her with an attachment. She is one of the most process-oriented, organized, and fastidious professionals I have ever met. So it was no surprise that she was prompt with her promise.
Yet, for some reason the hairs on the back of my neck tingled immediately. First clue was that her message was in my Spam folder. Not really a surprise, since messages from those who I rarely receive correspondence occasionally land in Spam.
Secondly, my suspicions were aroused because the email just did not appear legit. Honestly, I cannot articulate what the tell-tale signs were. But I let it sit unopened for a day until I had time to reach out to the sender.
The next day, I sent her an inquiry asking if she had indeed sent us an email with attachment, and to thank her if she did.
Without delay, a group message was sent to my colleagues and I explaining that her account had been hacked, and NOT TO OPEN THE EMAIL.
Thank goodness I responded appropriately to those raised neck hairs. Bottom line: if you have any doubts whatsoever about an email especially if there are any attachments, check with the sender before you open it to verify its veracity. Better safe than infected.
Do you find it mind-boggling to keep track of all the passwords but leery of storing them on the cloud? Keep a spreadsheet of passwords that is password protected. Now you only have to recall one password instead of dozens.
Personal Finance Management Software
Do you still use an old fashioned checkbook and reconciliation process? There are numerous benefits to using personal finance management software such as such as Quicken, Mint, Personal Capital, etc.
1. Save time with easy math calculations, statement reconciliation, and payment tracking.
2. Stay on top of your bills with alerts and payment schedules.
3. Manage your transactions, spending habits, budget, and debt strategies.
4. Track investment performance and net worth.
5. Download the data into your tax preparation software for simplified tax prep.
Click here for PC Magazine's comparison review of the programs they consider to be the "Best Personal Finance Services of 2017." Learn more about the pricing and features of each of their top picks.